Independent Financial Advice from Fee only professional independent advisers

Fee Only Professional Independent Advisers

Imagine a financial planner who...

... always puts your interests first
... provides you with independent personal advice based upon evidence and research
... has enough time to provide the services you need
... helps you make smart decisions with your money
... can create a strategic plan with your goals in mind
... has transparent fees that are in your best interests
... is someone you can trust

If you were a client of International Financial Planners Limited you wouldn't need to imagine, because this is our standard.

Before we begin, we will deliver to you a Disclosure Statement at no cost.

Advice we provide

Our objective is to provide the best financial planning experience in New Zealand.
Our core values are:

Your well-being will be put ahead of our own
The advice we provide to you will be based on evidence and research
Our fees are transparent and in your best interests
Your expectations for customer service will be exceeded

Your well-being will be put ahead of our own

It’s a sad fact, but right now the perception is that there is a severe lack of financial advisers in New Zealand that you can truly trust. Most financial planners and advisers are considered to be salesmen in disguise who are more focused on commissions from insurance, investments and mortgages than forming a consultative relationship focused on achieving your goals.

It is common in this profession for advisers to have conflicts of interest – and that raises questions as to whether they may be paid more for giving advice which is not in your best interest. The only fees we are paid are from you. This means that our loyalty is to you. We put your needs first which sadly is a rare thing in this day and age.

The advice we provide to you will be based on evidence and research

We believe very strongly in following the evidence where it leads, regardless of dogmas, agendas and self interest. Money management can appear very complicated due to the sheer amount of contradictory and often questionable information presented in the media. We can help you cut through the noise to identify what is important and relevant to your financial needs. To achieve this, we spend large amounts of money on global and local independent research.

Our fees are transparent and in your best interests

Our fees are based on how much work we do for you, not how much money you have. We only work with clients for whom we can add significant value. Fees are based on the complexity of your situation and the amount of work that needs to be done, not how much money you have to invest. We need to understand your situation and what you’re trying to achieve before we can estimate the fees involved, which will include our meetings plus the time needed for research and preparation.

We have a $295 plus GST hourly fee for all of our services, including those that you agree should be ongoing such as valuation reports, monitoring, reviews, re-planning and reports for tax purposes. A set fee for a specific service may be offered as an alternative if that is likely to be financially beneficial to you.

We do not receive any other form of payment or remuneration. In those few cases where an entry/exit fee, or commission/brokerage may be paid to us, this is always rebated in full back to you.

Of course, once we understand what is required and offer you our fee for that work, you are under no obligation whatsoever to have us commence that work should you not consider it will be of benefit to you.

Your expectations for customer service will be exceeded

The difference between us and the competition is that we don’t have a solution in mind before you walk through the door. We seek to understand your personal values, goals and financial position in great detail before providing any advice. Once advice is provided we can assist you to implement the advice through our associate company, Richfields Financial Services Limited, in an efficient manner because the value of good advice is lost when executed by someone unreliable. However, you can take our advice and implement it yourself or with anyone else you select. We maintain an intimate ongoing relationship with each of our clients so that they get all the care and support they need to achieve what is important to them.

Independent Financial Advice

from International Financial Planners Ltd

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